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Garden Offices: A Growing Risk for Insurers
Garden offices have boomed since 2020, fuelled by hybrid working and the desire for separate home workspaces. Yet many were built quickly, often on shallow

Tree Owner’s Responsibility for Leaf Litter
*(England & Wales)* 1. General Position Fallen leaves, twigs, fruit, blossom, and similar natural detritus are regarded in law as “natural occurrences”. Their mere presence

Tree Root Subsidence: Succeeding in a legal claim
Once a property has been repaired, the focus often turns to recovery — recouping the insurer’s outlay from the tree owner whose negligence allowed the

R v Chamdal [2025] EWCA Crim 1384 – Sentencing Summary and Practice Implications
Case: R v Chamdal [2025] EWCA Crim 1384 (Court of Appeal (Criminal Division), 3 November 2025) Statute: Town and Country Planning Act 1990, s.210(1)(c)

Case Update: Homeowner Wins £423,000 in Landmark Persimmon Foundations Case
What this means for property owners, developers, and professionals dealing with ground movement and defective construction. Background A recent High Court judgment — Mallas v Persimmon

Tree Root Subsidence — Balancing Cost, Carbon and Reputation
Unlike most insured perils, subsidence doesn’t stop when you make a claim. It continues quietly, season after season, until the cause is removed or controlled.